(800) 641-7488 
The Trusted Source For Business Insurance in Indiana
Insured ASAP helps small business owners in Indiana compare easy and affordable commercial insurance quotes. Start a quick and easy quote in minutes.
Small Business Insurance in Indiana
We help all business owners find low cost business insurance in Indiana. These are just a few:
Auto Dealer Insurance
Indiana dealerships are required to carry garage liability insurance at minimum limits of 100/300/50 ($100,000 bodily injury per person, $300,000 per accident, $50,000 property damage) and file proof with the Secretary of State’s Auto Dealer Services Division as a condition of licensure. Insured ASAP helps auto dealers find affordable coverage options.
Tobacco Shop Insurance
Tobacco and smoke shops face specific liability and inventory risks that a standard retail policy often doesn’t fully cover. Insured ASAP helps tobacco shop owners in Indiana find a policy built around those risks.
Commercial Auto & Tow Truck Insurance
Any Indiana business using a vehicle for work – deliveries, tow trucks, service vans – needs coverage that goes beyond a personal auto policy, since personal policies typically exclude commercial use. Tow truck operators specifically must carry $500,000 combined single limit automobile liability coverage under Indiana’s minimum requirements for the industry.
General Business Insurance
For broader small business coverage beyond a specific vehicle or industry, Insured ASAP compares options from multiple carriers to find the right fit.
We Help All Types of Small Businesses throughout Indiana Obtain Affordable Commercial Insurance
Indianapolis
Fort Wayne
Evansville
South Bend
Carmel
Fishers
Bloomington
Hammond
Gary
Lafayette
We have the insurance coverage your Indiana Small Business Needs
Commercial General Liability
Coverage for common business risks including bodily injury, customer property damage, and advertising injury.
Learn More about General Liability Insurance
Workers Compensation
Indiana requires most employers to carry workers’ compensation insurance, covering medical costs and lost wages for employees injured on the job.
Commercial Property Insurance
Protects a business’s physical location and contents – building, equipment, inventory – against fire, theft, storm damage, and other covered losses.
Indiana Business Insurance Requirements
Commercial Auto Insurance
All vehicles registered in the State of Indiana are required to carry liability insurance. The minimum liability limits required by Indiana law are:
- $25,000 bodily injury liability (per person)
- $50,000 bodily injury liability (per accident)
- $25,000 property damage liability (per accident)
Commercial auto insurance can be issued as a stand-alone policy, or it can be added to a BOP (business owners policy) or a commercial package.
Workers Compensation Insurance
The State of Indiana mandates that most businesses with employees carry workers compensation insurance. Workers compensation helps pay medical bills for work injuries and employee illnesses.
Insurance carriers use a variety of rating factors to calculate the cost of business insurance, including location, size, limits of insurance and business industry. Request a free quote for an accurate business insurance cost: (800) 641-7488
