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Insured ASAP helps drivers throughout the Chicago area, including Naperville, Aurora, Elgin, Rockford, and Joliet, with auto insurance and SR-22 filing. For general Illinois auto insurance pricing, see our Cost of Car Insurance in Chicago study.
Get Your Chicago SR-22 Quote
SR22 Insurance Explained
SR22 can be a confusing subject to some. SR22 is basically a document that is filed to the Illinois Secretary of State that verifies insurance coverage. If you’ve been convicted of driving with no insurance, DUI, DWI or an accident with no insurance, it is likely that you need SR-22 in Illinois.
Here’s the good news!
Do You Own a Vehicle? Owner vs. Non-Owner SR-22
The SR-22 you need in Illinois depends on whether you own a vehicle:
- Owner SR-22: for drivers who own a vehicle and need SR-22 filed on their own auto insurance policy.
- Non-owner SR-22: for drivers who need an SR-22 but don’t own a vehicle, using a non-owner auto insurance policy.
The Illinois Secretary of State refers to these as an Owner’s Certificate and an Operator’s Certificate (a combined Operators-Owners Certificate is available for drivers who need both). In Illinois, an SR-22 generally must be maintained for three years. Learn more from the Illinois Secretary of State.
SR22 Insurance Illinois and Indiana
SR22 is easy to obtain at Insured ASAP. In most cases, there isn’t an extra charge to add SR22 to your car insurance policy. After buying SR22, a certificate is electronically filed to the state and proof is issued to you immediately. Learn more about SR-22 insurance requirements and how to get one filed.
Read More: Your Guide to SR22 Insurance in Illinois
Need SR22 but don’t own a vehicle? A non owners SR22 may be your best option. A non owners SR22 insurance policy is a basically as it sounds, insurance for a person with no vehicle. Non owners SR22 insurance costs vary based on your driving history and the coverage required.
What Happens If Your SR-22 Lapses?
If your SR-22 expires or is cancelled, your insurance company is required to notify the Illinois Secretary of State, and your driving record will be suspended. The suspension cannot be lifted until the SR-22 filing is reinstated. To avoid a lapse, renew your SR-22 insurance at least 45 days before it expires. Learn more from the Illinois Secretary of State.
Insured ASAP has a Chicago office at 70 W Hubbard St, Chicago, IL 60654, in addition to serving drivers throughout Illinois by phone and online.
Why Choose Insured ASAP for Your Chicago SR-22?
Getting an SR-22 doesn’t mean you’re stuck with limited options. As an independent agency, Insured ASAP shops a wide range of carriers on your behalf to find coverage that fits — even if your driving history isn’t perfect. Our team handles the SR-22 filing directly with the state, so you can get back on the road with less hassle. Call us today and let us do the searching for you.
Contact our office today for a quick and easy car and SR22 insurance quote: (800) 641-7488 or start your quote online!
