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Your clients rely on you to help them feel and look perfect. When it comes to your small business insurance, you also need the best.
Having adequate liability insurance is important to protect you and your business against claims. A risk commonly involved in this industry is customer injury. Whether a small nick during a shave, or a chemical burn during a hair treatment, it is essential to carry small business insurance. Our agents at Pro Risk Solutions serve the needs of beauty salons, barber shops, and other personal care establishments and comprehend the risk involved in this field. We offer specialized policies for a large category of personal care service establishments, including:
- Barber Shops
- Beauty Parlors
- Day Spas
- Massage Parlors
- Nail Salons
- and more!
Business Owner Policy
By combining two key coverages that are important to virtually every small business, including those in the personal care services field, a Business Owner’s Policy (BOP) can protect the business you’ve worked hard to build at the most competitive premiums available. General Liability coverage helps safeguard your small business from risk unique to the personal care service industry including slip and falls. Business Personal Property coverage helps to protect your inventory and equipment.
Professional Liability (E&O)
Read: Why Your Business May Need Professional Liability Insurance. Professional Liability insurance coverage for your small business protects you from lawsuits brought on by your clients for your, or your employees, professional mistakes. From bad haircuts to chemical burns, a Professional Liability policy will be there for legal defense costs and/or award settlements.
Pro Risk Solutions is a leader in small business insurance. Our Chicago-based agents are available to answer any questions you may have. Please feel free to call our office at 800.641.7488 or you can request a quote below.