The Illinois Insurance Verification System shortened to ILIVS is an automated system implemented by the State of Illinois to ensure that all registered vehicles are covered by liability insurance. If you’ve received a notice from the state regarding your insurance coverage, or if you’re searching for ways to locate your ILIVS reference number, you’re in the right place. Insured ASAP is here to guide you through the process and help resolve any issues quickly.
How it works?
In short, ILIVS matches insurance data provided by Illinois insurance companies, to registered vehicles in the state. An insurance mismatch, or a vin number that is not found associated to an active Illinois liability insurance policy will be sent a request to provide information and result in a pending license plate suspension.
Is ILIVS Legitimate?
Yes, ILIVS (Illinois Liability Insurance Verification System) is a legitimate system established by the State of Illinois to ensure that all vehicles in the state are properly insured. It is managed by the Illinois Secretary of State’s office and works in coordination with the Department of Insurance. ILIVS helps enforce compliance with mandatory vehicle liability insurance laws and issues suspension notices when a vehicle’s insurance coverage is found to be lacking or not properly verified.
What happens if insurance isn’t found?
If auto liability insurance isn’t found to match a registered vehicle in Illinois, ILIVS will request compliance from your insurance agent or company with a date due to avoid license plate suspension. Some individuals may have had insurance, with a possible incorrect vin number, which your insurance agent can correct. Other vehicle owners may have had a lapse in insurance coverage.
What happens if coverage isn’t verified?
If insurance coverage is not verified by an Illinois-licensed insurance agent such as Insured ASAP, through ILIVS, the vehicle’s license plates and registration will be suspended.
What Is an ILIVS Reference Number?
The ILIVS reference number is a unique identifier included in notices sent by the State of Illinois when there’s a potential lapse in your vehicle’s insurance coverage. This number is essential for responding to the notice and resolving your insurance compliance status.
How to Find Your ILIVS Reference Number If You’ve Lost Your Notice
Losing the notice from the State of Illinois can be stressful, but there are ways to retrieve the necessary information. Here are a few steps you can take:
- Work with Insured ASAP: Our team can assist you in resolving insurance compliance issues, including helping you locate your ILIVS reference number and filing insurance information directly with the state. We can also look up your ILIVS reference number using your license plate number or VIN number. Lookup your ILIVS reference number now by sending us a message.
- Contact the ILIVS Assistance Hub: Reach out to the ILIVS Assistance Hub online. Provide your vehicle’s license plate number and your personal details to verify your identity and an attendant can check your ILIVS reference number.
- Check Your Email (If Applicable): Some notices may have been sent via email if you opted for electronic correspondence when registering your vehicle.
Reinstatement Fees and Payments
If your driver’s license or vehicle registration has been suspended due to insurance compliance issues, you will need to pay a reinstatement fee to the state.
How Much Is the Reinstatement Fee?
The ILIVS reinstatement fee in Illinois is $100. This fee applies if you have been in non compliance with insurance requirements. However, fees may vary depending on the specific circumstances of your case. Multiple offenders may be subject to higher than normal fees. Be sure to verify the exact amount owed by contacting the Illinois Secretary of State or reviewing the information provided in your notice.
How to Make a Payment and Pay the Fee to Reinstate Your License Online
You can make a payment to reinstate your license online through the Illinois Secretary of State’s website. Here’s how:
- Visit the Official Website: Navigate to the online services section of the Illinois Secretary of State’s website.
- Log In or Create an Account: Use your ILIVS reference number and other requested details to access your account.
- Pay the Fee: Follow the prompts to pay the reinstatement fee securely online.
- Confirm Compliance: Ensure that your updated insurance information is submitted and verified through ILIVS.
At Insured ASAP, we offer a hassle-free solution to help you navigate this process. Once you’ve obtained liability insurance through us, we’ll file it directly with the state and handle the payment to reinstate your license instantly.
ILIVS Second Offense Penalties
Understanding the Impact of a Second Suspension
If you receive a second ILIVS suspension notice, the penalties become more severe. In addition to the standard reinstatement fee, the state mandates a 4-month suspension of your vehicle’s registration. This means your vehicle will remain unregistered for this period, and you will not be able to legally drive it on public roads.
Additional Consequences for Repeated Violations
The longer you remain non-compliant with the insurance requirements, the more severe the consequences may become. If you continue to disregard Illinois’ insurance laws, you could face extended suspension periods and higher reinstatement fees. Repeated offenses can also increase the likelihood of additional legal action, which could result in higher fines or even potential legal repercussions.
Why Choose Insured ASAP?
At Insured ASAP, we specialize in helping individuals resolve insurance compliance issues quickly and affordably. Our services include:
- Providing low-cost liability insurance coverage.
- Filing insurance information directly with the ILIVS system.
- Assisting with reinstatement fee payments to the state.
We understand how important it is to get back on the road without unnecessary delays. Let us handle the paperwork so you can focus on what matters most.
Get Started Today
Don’t let insurance compliance issues hold you back. Chat with us now for a quick quote and instant license plate reinstatement.
