Illinois Tow Truck Insurance Requirements

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Illinois Tow Truck Insurance Requirements

When you register or renew your tow truck in the State of Illinois, you are required to provide the Secretary of State (SOS) proof of valid liability insurance.  A certificate of insurance will be requested by the State of Illinois and should indicate the following required minimum coverage:

When registering your Tow Truck in the State of Illinois, you must provide the Secretary of State proof of insurance in the form of a Certificate of Insurance. The Certificate of Insurance must indicate the following minimal coverages:

  • A. Auto liability  $500,000 CSL (combined single limit)
  • B. Garage liability  $500,000 CSL (combined single limit)
  • C. On-hook coverages  $25,000
  • D. Garagekeepers legal liability  $25,000
  • E. Workers Compensation

illinois tow truck insurance requirementsIt is important to note that the Certificate of Insurance must expire on December 31st of the registration year.  The certificate of insurance must also specify the year, make, model and vin of each truck, the policy number, and show the Secretary of State as the certificate holder.  Additionally, it is important to note that the insured’s name and address on the certificate MUST match the name and address on your tow truck’s registration.

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