Cheap Rideshare Insurance in Illinois
We make it easy to compare rates from multiple top-rated companies.
Are you an Uber or Lyft driver in Illinois looking for affordable insurance? The rideshare industry is booming, with over 1.7 million drivers for Uber and Lyft combined in just the United States.
While this may be great news for your wallet, you must ensure you have the right insurance coverage as a rideshare driver. Without it, any claim you file could be rejected and leave you out of pocket!
At Insured ASAP, we make it simple to compare rates from multiple top-rated companies. With just a few clicks of your mouse, you can find the perfect rideshare insurance policy that fits your budget and needs. As an on-demand worker, we understand that you need reliable rideshare insurance that protects your passengers and keeps you safe on the roads.
Finding the right policy can be tricky for rideshare drivers in Chicago and throughout Illinois. Thankfully, our team of experienced insurance agents is ready to help you find the right coverage for your needs at a budget-friendly price. So whether you need full coverage or something more tailored to your situation, we have you covered!
Insured ASAP Can Help You Today
At Insured ASAP, getting the rideshare insurance you need in Illinois is quick and easy. We offer free quotes that you can obtain in three simple ways – via text, phone, or online!
To start your quote process, just TEXT (708) 233-4848, CALL US AT (800) 641-7488 or FILL OUT OUR ONLINE FORM. Our experienced agents will help you find the best rideshare insurance policy that meets your budget and needs.
So don’t wait – get your free quote today and keep yourself and your passengers safe on the roads!
Understanding Rideshare Insurance: What You Need to Know
All rideshare drivers must understand the basics of rideshare insurance to be adequately covered and protected. At Insured ASAP, we have the answers to your questions about rideshare insurance in Illinois. From understanding what coverage you need and which companies offer it to learning about discounts and more, our team can help you make an informed decision.
What Is Uber Insurance?
Uber insurance is a $1,000,000 liability policy that provides coverage from accepting a ride request until you drop your passenger off. To find out more about Uber Insurance, click here for additional information.
What Is Lyft Insurance?
Lyft insurance provides drivers with a 50/100/25 split limit liability policy which kicks in when you accept a ride request and remains in effect until you drop off your passenger. To get more information about Lyft Insurance, click here for additional details.
Do I Need Car Insurance to Drive For Uber or Lyft?
Yes, if you are an Uber or Lyft driver in Illinois, you must have adequate liability coverage. Illinois requires drivers to carry a $25,000 minimum per person in bodily injury liability, $50,000 in bodily injury liability per accident, and $20,000 in property damage liability. Ensure your policy meets these requirements to comply with the law.
What Are the Consequences of Not Having Rideshare Insurance in an Accident?
Not having rideshare insurance coverage while driving can lead to serious financial consequences. You may be liable for any damages incurred if you’re involved in an accident and do not have rideshare insurance.
Likewise, if you turn your Uber or Lyft app on but there is no passenger in the car, or a ride request is pending, their insurance policies won’t cover any of your expenses in case of an accident. However, if you have a passenger in the car or are en route to pick one up, you will have some insurance coverage.
Will My Personal Car Insurance Policy Cover Me While Driving for Uber/Lyft?
Drivers must have a valid, in-force car insurance policy to drive for ridesharing services like Uber or Lyft. However, you may require more than this coverage if you are involved in an accident while transporting or on the way to pick up a passenger. To ensure that you and your passengers are fully protected, having the right rideshare insurance policy in place is essential.
Driving for a ride-hailing service like Uber or Lyft will likely put you at risk of having your car insurance dropped, not renewed, and even worse – your claim denied should your insurance company discover that you are driving for hire.
Many auto insurance policies explicitly prohibit this activity by including a “for-hire exclusion” in their policy contract. To ensure you’re fully protected while driving, review your car insurance policy and find a rideshare insurance policy that meets your needs. Insured ASAP makes it easy to compare rideshare policies and get the coverage you need in Chicago and throughout Illinois.
Do I Need Additional Insurance if I Already Have Car Insurance?
For this reason, if you already have a car insurance policy, you may need additional rideshare insurance to ensure you are adequately covered. Without it, any claim you file could be rejected and leave you out of pocket!
What Are the Consequences of Not Telling My Car Insurance Company I’m a Rideshare Driver?
Most insurance companies now ask if any drivers in the household are using their vehicles for rideshare activities, such as Uber or Lyft. If you fail to disclose this information, it is possible that your policy could be canceled or voided.
Do I Need to Notify My Car Insurance Company if I Drive for Uber or Lyft?
It is not advisable to keep this information to yourself if you want your claims to be honored. Remember those car insurance premiums may increase, and drivers may get denied coverage. We provide quotes for rideshare insurance in Chicago and the surrounding areas, so contact us today to get started!
Which Companies Offer Rideshare Insurance for Uber and Lyft Drivers?
At Insured ASAP, we partner with numerous Illinois insurance companies to provide rideshare insurance in Chicago for Uber and Lyft drivers. Our experienced agents will work with you to find the best coverage option.
What Are the Costs of Rideshare Insurance in Chicago?
As the popularity of rideshare services continues to grow, more and more insurance carriers are now offering affordable coverage for Uber and Lyft drivers. For example, with Insured ASAP, rideshare insurance premiums in Chicago and the surrounding areas start from as little as $49 each month for liability coverage. That allows drivers to stay protected and comply with the law at an affordable price.
Contact Insured ASAP For Affordable Rideshare Insurance in Illinois
If you are looking for rideshare insurance in Chicago or the surrounding areas, contact Insured ASAP today! Our experienced agents will help you to find the perfect policy that’s budget-friendly. With Insured ASAP, you can be sure you are getting the coverage you need without breaking the bank.
To start your quick quote process, just TEXT (708) 233-4848, CALL US AT (800) 641-7488, or FILL OUT OUR ONLINE FORM. Our team will be in touch to help you with your policy. So get Insured ASAP and rest easy knowing you are protected!
