Is It Necessary to Insure a Home-Based Business?
Why won’t a homeowners policy cover your home-based business?
What coverage does your home-based business need?
It is crucial for any small business owner to carefully analyze their business’ operations to identify what other types of coverage are needed. A few questions to ask are:
- Do you expect customers to visit you at home?
- Will you be providing a professional service?
- Do you use a vehicle in your business’ daily operations?
- Will you sell your products or services online?
These questions will help assess the risk associated with your home-based business and determine the type of business insurance policy you may need. It is important to discuss your specific business operations with an agent in order to help build a policy fit to your business’ needs.
The potential for risk will always be associated with running a home-based business. Insuring your business is more affordable than you think. Call an agent today for more info or to request a small business insurance quote.
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