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Iowa Auto Dealers Insurance

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Insured ASAP is a leading provider of insurance for used car dealerships. Serving Des Moines, Cedar Rapids, Davenport, Sioux City, Waterloo and more


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Why Insured ASAP? We shop – you save.

Used auto dealers in Iowa have many stresses in the day-to-day operations of their used auto dealership.  Business can be tough at times, and busy at others.  It’s never been more important to ensure proper safeguards are in place for their used car lot.

In the state of Iowa, minimum liability limits of insurance for auto dealers are:

  • Bodily Injury $100,000 Per Person
  • Bodily injury $300,000 Per Accident
  • Property Damage $50,000
  • Motor Vehicle Dealer Surety Bond $75,000

Types of Auto Dealers Insurance Coverages in the State of Iowa may include:

  • Dealers Garage Liability
  • Commercial General Liability
  • Commercial Property Insurance
  • Contents Coverage
  • Dealers Physical Damage – Open Lot Coverage
  • Garagekeepers Legal Liability
  • False Pretense Coverage
  • Cyber liability
  • E&O (Errors and Omissions)
  • Workers Compensation
  • Motor Vehicle Dealers Bond


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For more information on Iowa Dealer licensing, please visit https://iowadot.gov/mvd/

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