When you’re browsing for insurance quotes online in Chicago, you may stumble across some terms with which you aren’t familiar. On the road, it’s important that you have the necessary documentation on you in the case that you get unexpectedly pulled over. Car insurance in Illinois is required for every driver on the road, but what about SR22 insurance for drivers in Illinois?
What is SR22?
SR-22 isn’t technically insurance but it is a form that is submitted to the state to prove that you are meeting the minimum auto liability insurance requirements. It is mainly for at-risk drivers to keep them safe while on the road. Be mindful that not every Chicago driver needs to have an SR22 form with them while driving.
Who Needs One?
Specific SR22 laws vary based on state, but generally speaking, drivers will need an SR22 under the following circumstances:
- If they have been convicted of driving under the influence or driving while intoxicated
- Serious or repeat traffic offenses
- Drivers with a suspended or revoked license
- Drivers who have been found at-fault for an accident or uninsured motorists
SR22 forms typically increase the auto insurance rate in Chicago.
How Long Do You Need an SR22 in the State of Illinois?
You can expect to need an SR22 form for 3 years in Illinois, but we encourage you to check on specific guidelines in your state.
How It Works
As soon as you receive a notice from the Secretary of State, you’ll need to file an SR22 form. You have 90 days from receiving the notice to get your form.
From there, get in touch with our insurance company in Chicago and we will submit a file on your behalf. The form will be mailed directly to the Secretary of State, and we will mail a copy to you as soon as we receive it.
Checking on Your Status
In order to check on your SR22 status in Illinois, get in touch with the Secretary of State’s office, as they have a license hotline at 217-782-3720. However, our insurance agency has an even better solution! You can text us directly to find out all of the information you need.
Contact Insured ASAP with Any Questions
If you have additional questions about SR22 forms and whether or not you need one, get in touch with us at Insured ASAP today.
