Auto Dealer Insurance in Georgia

Are you a Georgia auto dealer searching for the right insurance coverage? Look no further. This comprehensive guide covers everything you should know about auto dealers’ insurance coverage, policies, and programs for Georgia dealerships.

Understanding Auto Dealer Insurance in Georgia

Auto dealer insurance is specialized coverage designed to protect businesses that sell vehicles. In Georgia, auto dealers must meet specific insurance requirements:

1. Garage Liability Insurance: Minimum limit of $125,000
2. Auto Dealer Bonds: $35,000 bond for new, used, and wholesale dealers

Insured ASAP ensures your coverage meets all Georgia state requirements.

Essential Auto Dealer Insurance Coverage

When shopping for auto dealer insurance in Georgia, consider these crucial coverages:

1. Garage Liability Insurance: Protects against bodily injury and property damage claims arising from your business operations.
2. Dealer Open Lot Coverage: Safeguards your vehicle inventory against theft, vandalism, and weather damage – essential for protecting against Georgia’s occasional severe weather events.
3. Garage Keepers Insurance: Covers customer vehicles in your care for service or storage.
4. Product Liability Insurance: Protects against claims related to defective vehicles or parts sold.

Additional Coverage Options for Georgia Auto Dealers

To ensure comprehensive protection for your Georgia dealership, consider these additional coverage options:

1. Errors & Omissions Insurance: Protects against claims of professional negligence
2. False Pretense Coverage: Guards against losses from fraudulently induced sales
3. Diminished Value Coverage: Protects against loss in vehicle value after a covered loss occurs
4. Business Interruption Insurance: Provides income if a covered event prevents normal operations
5. Cyber Liability Insurance: Essential in today’s digital age to protect against data breaches and other cyber threats
6. Commercial Property Insurance: Protects your dealership’s physical location and assets
7. Furnished Auto Coverage: Allows for business and personal use of dealership inventory

The Insured ASAP Quote Process

We make getting insurance for auto dealers easy. Here’s what we need to get started:

1. Business name and address
2. Owner’s name, date of birth, and driver’s license number
3. Employee list including names, dates of birth, and driver’s license numbers
4. Desired coverage types

If you don’t know what coverage you need, our Georgia auto dealer insurance experts will guide you through the process, ensuring you get the right coverage for your unique business needs.

Why Choose Insured ASAP for Your Georgia Auto Dealership

1. Georgia Auto Dealer Insurance Expertise: Our agents specialize in Georgia auto dealer insurance, understanding the unique risks Georgia dealerships face.
2. Local Knowledge: From the bustling streets of Atlanta to the coastal areas of Brunswick, we understand how location impacts your insurance needs.
3. Customized Solutions: We craft insurance programs tailored to your business.
4. Rapid Response: Our team provides quick quotes and fast policy binding.
5. Comprehensive Coverage Options: We offer a wide range of coverage options to ensure your dealership is fully protected.
6. Ongoing Support: We support your dealership as it grows and changes.

FAQs About Auto Dealer Insurance in Georgia

How does Georgia’s weather affect my auto dealer insurance needs?

Georgia’s diverse weather makes comprehensive coverage crucial. We can help you assess your risk based on your dealership’s location.

How often should I review my auto dealer insurance policy?

We recommend an annual review to ensure your coverage keeps pace with your business growth and changing risks in the Georgia auto market.

Can I bundle different types of auto dealer insurance coverage in Georgia?

Yes. We offer comprehensive auto dealer insurance programs that bundle multiple coverages for complete, cost-effective protection.

How does my auto dealer insurance policy protect against cyber threats to my Georgia dealership?

Our cyber liability coverage protects against data breaches and other digital risks, which are increasingly important as Georgia dealerships rely more on digital systems.

Get Your Georgia Auto Dealer Insurance Quote Today

Don’t leave your Georgia dealership exposed to unnecessary risks. Contact Insured ASAP today for a free, no-obligation quote on comprehensive auto dealer insurance coverage. Our experienced agents are ready to craft the perfect insurance policy for your auto dealership.

Call us at 800.641.7488 or fill out our online form to start protecting your Georgia auto dealership with top-tier auto dealer insurance.