Average Car Insurance Cost in Chicago
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Chicago Car Insurance: What You Need to Know
Drivers in the city have many options when in search of car insurance. However, with hundreds of insurance agencies and companies advertising low car insurance rates in Illinois, finding a genuinely affordable option may be difficult.
If you’re searching for affordable Chicago car insurance in Illinois, you’ve come to the right place. Insured ASAP Insurance Agency provides cheap car insurance quotes in minutes – Online or by phone!
Of course, it costs you nothing to get a free insurance quote. So get your free online car insurance quote or call us at (800) 641-7488.
Cost of Car Insurance in Chicago, Illinois
Insured ASAP Insurance Agency has recently completed an analysis of monthly liability car insurance rates in Chicago. As a result, insurance coverage is within the minimum required by the State of Illinois.
In this study, only drivers of favorable rating conditions were quoted, and a monthly cost for liability insurance costs in Chicago was calculated.
| Age of Driver | Married Male | Single Male | Married Female | Single Female |
|---|---|---|---|---|
| 16 – 18 | $106 | $118 | $71 | $107 |
| 19 – 21 | $61 | $69 | $46 | $65 |
| 22 – 25 | $39 | $46 | $38 | $47 |
| 26 – 29 | $39 | $46 | $38 | $46 |
| 30 – 39 | $34 | $39 | $38 | $41 |
| 40 – 49 | $37 | $39 | $40 | $40 |
| 50 – 59 | $36 | $39 | $40 | $42 |
| 65 | $44 | $46 | $40 | $45 |
| 75 | $51 | $51 | $51 | $51 |
*Monthly insurance costs are determined by the age, gender, territory and marital status of a driver.
Liability Limits Quotes in Chicago
In Chicago, drivers are required to carry a minimum of liability coverage in accordance with state law, such as:
- Bodily Injury (per person): $25,000
- Bodily Injury (per accident): $50,000
- Property Damage: $20,000
- UM/UIM BI (per person): $25,000
- UM/UIM BI (per accident): $50,000
Characteristics of Driver Quotes in Chicago
Every state has different characteristics that define average car insurance rates. These are the factors for Chicago:
- Clean MVR and accident history.
- Preferable garaging location / territory.
- Continuous prior insurance with no lapse.
- Private passenger vehicle
Average Cost of Car Insurance in Chicago
Our research shows that drivers pay an average cost of $50 per month for car insurance rates in Chicago. While these figures are based on fundamental liability limits in Illinois, they should provide a good idea of basic liability insurance costs.
The provided example above is for general information purposes only. In all cases, requesting an accurate car insurance quote from an agent at Insured ASAP is always wise.
Where to Find Cheap Car Insurance in Chicago
As a driver in Chicago, Illinois, you have many options when searching for cheap car insurance quotes. Often, drivers who are shopping for liability insurance rates do not do enough research to find the most affordable option.
Insured ASAP Insurance Agency provides cheap car insurance quotes to drivers in Chicago, IL. Our experienced agents will help you find the lowest car insurance rates available. In addition, we have partnered with dozens of nationwide carriers who can provide cheap Chicago car insurance quotes.
Contact Us For Affordable Chicago Car Insurance Rates
When searching for cheap car insurance, remember that as a leading provider of affordable car insurance & SR22 in Chicago and throughout Illinois, Insured ASAP can provide a low-cost insurance quote in minutes.
Start a quote online now for a quick quote, or contact us by phone. Either way, you will be happy you did.
