Protect Your Trucks, Cargo, and Business with Illinois’ Trusted Insurance Agency
Whether you run a single semi or manage a fleet across the Midwest, Insured ASAP makes it easy to secure affordable commercial truck insurance tailored to your operation. As an independent agency serving Illinois trucking businesses, we shop multiple carriers to deliver cheap insurance quotes without compromising coverage.
From new ventures to experienced motor carriers, we specialize in helping truckers get insured fast — including same-day filings for FMCSA and DOT compliance.
Who We Insure
We provide trucking insurance solutions for:
- Owner-Operators (with or without authority)
- New Ventures & First-Time Authorities
- Fleet Operators (1-20+ power units)
- For-Hire & Private Carriers
- Hotshot Truckers
- Dump Truck Operators
- Box Truck & Cargo Van Drivers
- Auto Haulers & Tow Trucks
Whether you’re hauling general freight, sand, gravel, or auto parts, we have programs for every niche.
Essential Trucking Coverages
Primary Liability
Covers bodily injury and property damage you cause to others while operating your truck. Required by FMCSA and state regulations.
Physical Damage
Protects your truck and trailer from collision, theft, fire, and weather-related damage.
Motor Truck Cargo
Covers freight you transport in case of damage, loss, or theft.
Bobtail Insurance (Non-Trucking Liability)
Coverage for when your truck is operated without a trailer or outside of dispatch. Essential for leased owner-operators.
General Liability (Truckers GL)
Covers liability risks unrelated to operating the truck, such as loading docks or office premises.
Occupational Accident / Workers Comp
Protect yourself or your drivers in the event of a job-related injury.
Trailer Interchange & Rental Reimbursement
Covers non-owned trailers or rental equipment in your possession.
What Affects the Cost of Trucking Insurance in Illinois?
Your premium will vary depending on:
- Radius of operation (local, intrastate, or interstate)
- Type of cargo hauled
- CDL experience and driving history
- Truck type (semi, dump truck, hotshot, box truck)
- Number of years in business (new venture vs seasoned carrier)
- DOT safety history
On average, commercial truck insurance in Illinois ranges between $6,800 to $11,200+ per truck annually. But with the right carrier and policy structure, Insured ASAP often helps clients save 25% or more.
Compare Geico & Progressive Truck Insurance
While major carriers like Geico insurance and Progressive insurance offer online quotes, they are just two of the many insurance companies we work with to help clients find the best coverage and rates.
Our agency is partners with A+ rated carriers, such as Progressive and Geico Insurance. We also include alternative carriers with better rates or more flexible underwriting for:
- New authorities
- High-risk drivers
- Specialized operations (e.g. dump trucks or hotshot rigs)
Why Truckers Choose Insured ASAP
- Instant quotes from multiple commercial truck insurance companies
- Licensed across 20+ states, including Illinois
- Deep experience with bobtail insurance, cargo coverage, and fleet policies
- Help with filings: BMC-91X, MCS-90, UCR, and more
- Personal support from a dedicated trucking insurance advisor
Get Your Trucking Insurance Quote Now
Don’t waste hours calling around. Let our team compare the best options and deliver cheap insurance quotes for your trucking business.
Call (800) 641-7488 to speak with a licensed commercial agent
Or request a quote online at www.InsuredASAP.com
We’re here to keep your wheels turning and your business protected.
Insured ASAP Insurance Agency
Commercial Trucking Insurance Experts | Serving Chicago, Joliet, Rockford, and all of Illinois
To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!
Read more about FMCSA Insurance Filing Requirements
