Do you need auto dealers insurance to legally operate your business? Insured ASAP can help. We make it easy to compare rates on used auto dealership insurance from multiple top-rated insurance companies. We provide affordable auto dealers insurance to:
- Car dealerships
- Truck dealers
- RV dealers
- … and more
Whether you’re operating a small used auto dealership or a large import dealership, Insured ASAP has the right solution for you. As an independent insurance agency, we work with many carriers that offer insurance packages specifically designed for auto dealers.
Are you looking for an affordable car dealership insurance quote? Contact us today by calling (800) 641-7488 for a fast, accurate quote.
What Are the Different Types of Insurance for Auto Dealers?
Insurance for auto dealers is different from other types of business insurance. This is because dealerships face risks that other businesses do not have to worry about.
Typically, an auto dealers insurance package consists of the following essential coverages:
- Garage liability
- Dealers open lot
- General liability
- Workers compensation
Garage Liability Insurance
Car dealers are required to carry garage liability insurance. Garage liability insurance expands upon a dealership’s general liability policy to cover bodily injury and property damage resulting from direct garage operations.
Coverage applies to customers injured on business grounds and to damages resulting from products installed or services provided, up to the chosen limits of the policy
Garage liability insurance does not cover damage to or loss of a customer’s vehicle while it’s in the care, custody, and control of the business. This is covered under a separate garagekeepers liability policy.
Dealer Plate Insurance
Almost all automobile dealers use dealer plates in regular day-to-day operations. Dealer plate insurance is just another name for garage liability insurance. Garage liability provides coverage on any dealers’ car that is out for test drives or being transported to and from car lots or auctions.
Dealers Open Lot Insurance
Dealer open lot insurance offers protection against physical damage for groups of vehicles owned and intended for sale by licensed car dealerships.
This type of insurance covers damage caused by:
- Fire
- Theft
- Vandalism
- Damage during transportation
- Severe weather such as flooding, hail, and earthquakes
This type of insurance is extremely important for preserving your business in the face of unfortunate circumstances.
Garagekeepers Liability
Businesses who service or store client vehicles must carry garagekeepers liability insurance, or GKLL. If you’re an auto dealer that has a repair shop, body shop or provide other similar service(s), garagekeepers liability is necessary to protect your business.
In addition to car dealerships, other types of businesses that need garagekeepers liability insurance include:
- Auto Body Shop
- Auto Detailing
- Auto Repair
- Auto Painting
- Car Wash
- Gas Station
- Mobile Auto Repair
- Oil or Lube Service
- Parking Garages
- Tire Repair & Sales
- Used Auto Dealership
- Window Tint Shop
- Windshield Repair Shop
- Tow Truck
Auto Dealers Insurance Application
For an auto dealer’s insurance application, feel free to call our office at (800) 641-7488.
Used Car Dealership License Application
To help those looking for a used auto dealer’s application, Insured ASAP has compiled information from the following states:
Insured ASAP can help determine the specific coverage(s) you need and help to find the most affordable solution for your business. Garage liability is the base of any auto dealers insurance policy. Depending on your specific business’s operations, certain coverages may be added on.
Get Auto Dealers Insurance Coverage in the Following States
Insured ASAP is a leader in used automobile dealership insurance. We provide dealers garage liability insurance, dealers open lot, physical damage, and garage keepers insurance quotes to all dealers in:
- Alabama
- Arizona
- Colorado
- Florida
- Georgia
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Michigan
- Minnesota
- Missouri
- New Mexico
- North Dakota
- Ohio
- Oklahoma
- Pennsylvania
- Texas
- Wisconsin
Get a Quote Today
Our Chicago based agents are experienced with all types of auto dealers insurance programs and are available to answer any questions. Please feel free to call our office at (800) 641-7488 for more information or for an auto dealers insurance quote.
